Business Account and Product Selector Results

Hello

Thank you for completing the Business Account Selector tool. You’ll find your results below.

We understand that no two businesses are the same and we want to help you make the right decisions for your business to be successful.

Like every great relationship, it starts with a conversation. So if you have any questions or want to take the next steps:

To find out what information is needed to become a customer, visit

http://promos.stgeorge.com.au/classification/index.html#/home

BizPack Essentials

Additional Business Products

Business Cheque Account Plus

"An every day account to pay people and get paid?"

• With this account, all day-to-day electronic transactions are fee-free¹.
• Plus, get 55 free in-branch transactions (over the counter) or cheque withdrawals every month.

Freedom Business Account

"An every day account to pay people and get paid?"

• With this account, all day-to-day electronic transactions are fee-free¹.
• Plus, get 20 free in-branch transactions (over the counter) or cheque withdrawals every month .

Business Visa Debit Card

"Access cash from an ATM?"

"Make purchases in person, over the phone or online?"

• Access funds from the Freedom Business Account at ATMs.
• Make purchases over the phone and online, wherever Visa is accepted (that’s over 32 million locations worldwide).

Business Access Saver

"Put money away for tax and other future payments?"

"Earn interest on this money?"

• Enables money to be parked for future payments (like GST and regular bills), while also earning interest along the way.
• Day-to-day electronic transactions are fee-free¹, as are 4 in-branch deposits (over the counter) every month.

Business Banking Online

"Manage money 24/7?"

"Manage money when on the move?"

• Business Banking Online won the 2013 Best Internet Business Bank, in the AB+F Corporate and Business Banking Awards.
• Take control of business banking:
  • Ability to set daily payment limits
  • Allow multiple users to have access to business accounts
  • Nominate which users can authorise transactions using authentication device
  • Get ultimate portability with Business Banking Mobile

BusinessVantage Visa Credit Card

"Manage money 24/7?"

"Manage money when on the move?"

• Business Banking Online won the 2013 Best Internet Business Bank, in the AB+F Corporate and Business Banking Awards.
• Take control of business banking:
  • Ability to set daily payment limits
  • Allow multiple users to have access to business accounts
  • Nominate which users can authorise transactions using authentication device
  • Get ultimate portability with Business Banking Mobile

EFTPOS and merchant facilities

"Customers being able to pay with a debit card?"

"Customers being able to pay with a credit card?"

• To accept debit and credit cards from customers, whether it’s in person, over the phone or online, St.George has a range of EFTPOS and merchant solutions.
• Get same-day settlement (when the terminal is settled before 9pm Sydney time) on debit and credit card sales, 7 days a week, when linked to a St.George business transaction account.

Equipment Finance

"Purchasing a vehicle?"

"Purchasing equipment or machinery?"

• Finance up to 100% of the purchase price for vehicles or equipment.
• Frees up money to run a business, rather than tying up funds in depreciating assets.

Lending for a Business

"Purchasing a business?"

"Expanding a business?"

• St.George has a number of lending options to give a business a cash injection.
• This includes both residentially and commercially secured loans or a combination of these.

Bank Guarantee

"Provide a landlord a guarantee of payment when renting premises?"

"Provide customers or suppliers a guarantee of payment to secure a contract?"

• Allows a business to offer customers and suppliers a surety of payment without having to provide them a cash deposit upfront.
• Where security other than cash is provided, this can free up money for other investment opportunities, and helps manage the highs and lows of cash flow./li>

Online Legal and tax advice

"Legal and tax advice?"

• St.George provides business customers with access to free online legal and taxation advice³
• Access this service by sending a confidential email to the third party provider.
• For more information, visit http://www.stgeorge.com.au/business/business-tools/legal-tax-advice

Because the following have not been selected –Freedom Business Account, Business Access Saver and Business Banking Online, BizPack Essentials has not been unlocked.

Pay only $8 per month in account keeping fees* for the BizPack Essentials.

BizPack-ed full of savings:

• Business Banking Online monthly access fee (currently $30 a month) waived, saving $360 annually
• BusinessVantage Visa Credit Card annual fee (currently $55 per card) waived for up to 3 cards, saving up to $165 annually
• Establishment fee for each new EFTPOS and merchant terminal waived, current saving of $77 per terminal

*Transaction fees and special service fees may also apply.

Because the following have not been selected –Freedom Business Account, BizPack Essentials has not been unlocked.

Pay only $8 per month in account keeping fees* for the BizPack Essentials.

BizPack-ed full of savings:

• Business Banking Online monthly access fee (currently $30 a month) waived, saving $360 annually
• BusinessVantage Visa Credit Card annual fee (currently $55 per card) waived for up to 3 cards, saving up to $165 annually
• Establishment fee for each new EFTPOS and merchant terminal waived, current saving of $77 per terminal

*Transaction fees and special service fees may also apply.

Because the following have not been selected –Business Access Saver, BizPack Essentials has not been unlocked.

Pay only $8 per month in account keeping fees* for the BizPack Essentials.

BizPack-ed full of savings:

• Business Banking Online monthly access fee (currently $30 a month) waived, saving $360 annually
• BusinessVantage Visa Credit Card annual fee (currently $55 per card) waived for up to 3 cards, saving up to $165 annually
• Establishment fee for each new EFTPOS and merchant terminal waived, current saving of $77 per terminal

*Transaction fees and special service fees may also apply.

Because the following have not been selected –Business Banking Online, BizPack Essentials has not been unlocked.

Pay only $8 per month in account keeping fees* for the BizPack Essentials.

BizPack-ed full of savings:

• Business Banking Online monthly access fee (currently $30 a month) waived, saving $360 annually
• BusinessVantage Visa Credit Card annual fee (currently $55 per card) waived for up to 3 cards, saving up to $165 annually
• Establishment fee for each new EFTPOS and merchant terminal waived, current saving of $77 per terminal

*Transaction fees and special service fees may also apply.

Because the following have not been selected –Freedom Business Account, Business Access Saver, BizPack Essentials has not been unlocked.

Pay only $8 per month in account keeping fees* for the BizPack Essentials.

BizPack-ed full of savings:

• Business Banking Online monthly access fee (currently $30 a month) waived, saving $360 annually
• BusinessVantage Visa Credit Card annual fee (currently $55 per card) waived for up to 3 cards, saving up to $165 annually
• Establishment fee for each new EFTPOS and merchant terminal waived, current saving of $77 per terminal

*Transaction fees and special service fees may also apply.

Because the following have not been selected –Freedom Business Account and Business Banking Online, BizPack Essentials has not been unlocked.

Pay only $8 per month in account keeping fees* for the BizPack Essentials.

BizPack-ed full of savings:

• Business Banking Online monthly access fee (currently $30 a month) waived, saving $360 annually
• BusinessVantage Visa Credit Card annual fee (currently $55 per card) waived for up to 3 cards, saving up to $165 annually
• Establishment fee for each new EFTPOS and merchant terminal waived, current saving of $77 per terminal

*Transaction fees and special service fees may also apply.

Because the following have not been selected –Business Access Saver and Business Banking Online, BizPack Essentials has not been unlocked.

Pay only $8 per month in account keeping fees* for the BizPack Essentials.

BizPack-ed full of savings:

• Business Banking Online monthly access fee (currently $30 a month) waived, saving $360 annually
• BusinessVantage Visa Credit Card annual fee (currently $55 per card) waived for up to 3 cards, saving up to $165 annually
• Establishment fee for each new EFTPOS and merchant terminal waived, current saving of $77 per terminal

*Transaction fees and special service fees may also apply.

All the BizPack Essentials for only $8 per month in account keeping fees*.

BizPack-ed full of savings:

• Business Banking Online monthly access fee (currently $30 a month) waived, saving $360 annually
• BusinessVantage Visa Credit Card annual fee (currently $55 per card) waived for up to 3 cards, saving up to $165 annually
• Establishment fee for each new EFTPOS and merchant terminal waived, current saving of $77 per terminal

*Transaction fees and special service fees may also apply.

Things you should know

Information is current as at 31 March 2014 This offer may be withdrawn at any time, visit stgeorge.com.au for up-to-date information.

This tool does not take into account your objectives, financial situation or needs. Before making any decision, consider its appropriateness having regard to your objectives, financial situation and needs.

Before you acquire a product, read the Product Disclosure Statement or other disclosure document available at stgeorge.com.au and consider whether the product is appropriate for you. Credit criteria applies to all credit, lending, merchant and bank guarantee products and services selected. Terms and Conditions, fees and charges apply.

1. Transaction fees may apply if you exceed the monthly fee-free transaction allowance on products. Special service fees may also apply. Electronic transactions are phone and internet banking deposits, withdrawals and transfers, direct debits and credits, St.George/BankSA/Bank of Melbourne/ Westpac ATM withdrawals in Australia, St.George/BankSA/Bank of Melbourne ATM deposits and mini transaction history and EFTPOS withdrawals and Business Visa Debit Card transactions. 2. The account keeping fee for the Transaction Account selected in BizPack is payable monthly. The monthly online access fee, annual card fee (for up to 3 cards) and facility establishment fee applicable to the other eligible products in BizPack are waived for as long as a customer holds a Transaction Account, Savings Account, and online banking facility in the same name. Internet Banking may replace Business Banking Online as the online banking facility held in BizPack. Transaction fees may also apply if you exceed the monthly fee-free transaction allowance on eligible products in the BizPack Essentials. Special Service fees may also apply. 3. Customers can access the online legal and accountancy services by sending an email to Legal Access Services. These services are not provided by St.George and St.George accepts no responsibility for any advice provided by the third party. Advice is available by email only.

All products and services in this tool (other than equipment finance and automotive finance) are issued by St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

Equipment Finance by St.George Finance Limited ABN 99 001 094 471, Australian credit licence 387944

Automotive Finance by St.George Finance Limited ABN 99 001 094 471, Australian credit licence 387944 and St.George Motor Finance Limited ABN 53 007 656 555, Australian credit licence 387946.